Buying a Home in Jupiter, FL – Is It the Right Time?

Purchasing a home, especially if it’s the first time, can be an intimidating process, so it’s not surprising that you’re trying to do it right. Of course, timing is an important part of the home buying process, but in the Jupiter real estate market, when is the right time, exactly? Unfortunately, there is no perfect time to buy a home in South Florida, but there are some clues that can help you to make the wisest decision.How Does the Florida Real Estate Market Differ? Jupiter, FL and the surrounding areas like Hobe Sound, Tequesta, Palm Beach Gardens and the Treasure Coast are known as an ideal place to buy a home, not only because of the beautiful weather and proximity of some of the best beaches in the country, but also because home buyers enjoy great features and an impressive return on investment. There are, however some considerations to keep in mind when purchasing a home in Florida.You’ve probably already noticed a difference in the typical home buying “season.” Though the winter months may be a bit of a down time in most real estate markets, it’s a more vibrant time in Jupiter. In fact some make their home in Florida only during the cooler months. It’s also important to recognize that there are some subtle differences in the home buying process because of the coastal location. For example, insurance is a must, but it’s generally lower if you purchase a home built after 2002, so getting the mix of location, home features and timing right is important when you buy a home in Jupiter.Is the Timing Right? The traditional home buying seasons are spring and summer, but these aren’t the only options. In fact, you might have better luck buying your Jupiter home during the off-seasons. Sometimes peak season means that you’ll run into more completion and higher prices. In fact, there’s some wisdom in the suggestion that the best days to purchase a home are during the Christmas holiday season. Whether you celebrate Christmas or not, you’ll encounter many homeowners that are in a festive mood and it’s thought that only serious sellers place their homes on the market at this time.Take a look at the local real estate listings for Jupiter, if houses have been sitting on the market for a while, it might be the time to make your move. If properties are selling quickly though, you might be in a seller’s market, which can raise prices and leave you frustrated. It’s completely acceptable to rent a Palm Beach County home while you are waiting for the right time to arise.Whenever you begin your Jupiter home search, it’s a good idea to work with a real estate pro that is familiar with the local market. The best time to buy may vary from year to year, and even from neighborhood to neighborhood. What’s vital to consider though, is whether the timing is really right for you.Where are Your Finances? You may have great credit and a great job, but that doesn’t necessarily mean that it’s the right time to buy a home. Most lenders will want you to make a large down payment, 20% of the home’s price, in many cases. This isn’t always the case however, and some homeowners are surprised when they learn that they qualify for special programs and down payment assistance. As a first time homebuyer, special assistance may be available to you through state programs, so reaching out to a Jupiter real estate expert for advice on timing isn’t a bad idea.Once you have your down payment situated, you’ll still need to decide if you can afford the monthly mortgage. Before you even begin home shopping, you should have a solid understanding of how much home you can really afford. Monthly mortgage payments should be a large part of your calculations, but you should also keep in mind that you’ll have maintenance costs, homeowners association fees, insurance and other costs associated with the home.If your credit is shaky, that doesn’t necessarily mean that you won’t qualify for a home loan. It can make the process more difficult, however. If you can devote some time to repairing your credit score, it will make buying a home easier, so waiting can work to your benefit.Buying a Home is Highly PersonalThere’s a reason why buying a home is such a momentous experience. It’s a major step! As ready as you might feel to take that step financially, you might not be ready in other ways. Where are you at in your career? Would you consider a relocation, if a better opportunity was offered? Are you considering a marriage or divorce? Are you planning to have children, or do you have children who will soon be leaving the nest? These are just some of the questions to ask yourself before you sign on the dotted line. There are quite a few costs associated with the purchase of a home, so the longer you can stay put in your Jupiter home, the easier the purchase will be on your pocketbook.Getting Started with the Jupiter Home SearchIf the timing is right, we’ll help you get started. It never hurts to take a look at what’s out there when you are still deciding if Jupiter home ownership is right for you.

A Compaq Guide About Business Setup in Dubai

Dubai is the one of the fastest growing business hub with the state of the art facilities available for local and international business. Dubai is an integral part of business world and is leading with innovation. Dubai is politically stable and has strong economic culture and government of Dubai offer friendly business regulations which attracts the investors from around the world. This article will provide you a Compaq guide regarding business setup in Dubai. Before you start your business in a unbeaten economy like Dubai first you need to under the culture of it. Dubai being an international city is a multi-cultural city, people from all around the world are present in Dubai. After familiarizing yourself with the cultural you must learn about the rules and regulations and kind of the business you can start.Legal structure of business setup in Dubai is according to UAE Federal Law No. 8 of 1984, and after the amendment in Federal Law No. 13 of 1988 – the Commercial Companies Law, and its by-laws regulate the function of foreign business in Dubai, United Arab Emirates. In wide terms the requirements of these regulations are: The Federal Law requires a total local equity of not less than 51% in any commercial business and describes seven categories of business organizations which can be established in the UAE. This regulation explains the requirements in terms of shareholders, directors, minimum capital requirements and business incorporation processes. This law further lays down the requirements of governing conversion, merger and dissolution of companies and businesses.In Dubai, you are given plenty of opportunities; you get benefits of best economy based on strong administrative foundations. Authorities of Dubai have divided the city in different economic jurisdictions. You can start different types of businesses in Dubai bases on type of business and location; types are divided in three main categories which are Mainland, Free Zones and Offshore. Another thing to remember is that Dubai welcomes foreign investment but there are rules and regulations that must be followed. In order for you to enter in Dubai, UAE you need to have sponsor, a sponsor will take your responsibility. Importance of a sponsor can be determined by the fact that for any purpose if it is business or you are just visiting you must have a sponsor. When it comes to start a business in Dubai you are require having a sponsor, any kind of business needs a sponsor or service agent. In mainland a local resident or a of United Arab Emirates based company act as a sponsor, for professional service you need service agent as sponsor and for setting up a free zone business you also need a sponsor, in this case free zone acts as your sponsor.Business setup in Dubai mainland requires you to have a valid license issued by the administrative authority. The name of the authority is Dubai Economic Development (DED); it is a government agency responsible for issuing the business licenses. Renewal of the license, cancellation and up-gradation are also handled by Dubai Economic Development (DED). To ease the investors Dubai Economic Development (DED) operates for different localities, thought scrutiny process of the application is strict but department ensures the quick application processing. In Dubai mainland, Dubai Economic Development (DED) issues four types of licenses, commercial, professional service, Branch office and industrial license.To setup your business in Dubai mainland under commercial license you are by law mandated to have the help from local UAE resident which is also called local sponsor. Local sponsor is by law hold the 51% shares of your business and you will hold only 49% of shares. However you are given full administrative rights. You can draw contracts with local sponsor and allocate a yearly fee for being a sponsor. Local sponsor sometimes work as silent partners. Local sponsor can be an individual or it can be a UAE based company or group.However, if you are setting up a business which involve professional services you don’t need to have a local sponsor, in that case you only need a service agent. Service agent works on your behalf and helps you deal with the local administrative authorities to start your business. You are allowed to hold 100% of your professional business and service agent will only be paid once for the service he offered.Free zones are special economic zones in Dubai which are specially designed to attract the foreign investment. Free zone based business are fully owned by the investor and there are plenty of options to choose with. Every free zone in Dubai has a governing authority or free zone authority. For business setup in Dubai you would need deal with the free zone authority. You may be asked by the authority to provide different legal documents before you finally give the go ahead in form of license by that authority.Free zone offers different attractive options for foreign investors such as you are given 100% of ownership of your business. There are many options free of tax you can avail like no personal income tax, corporate tax exemptions. There are different types of business setup options in Dubai free zones like you can start of your business enterprise as a limited liability company or service provider organizations, there are different licensing options. Business setups in free zones are allowed to perform international trades. When time comes you can easily wind your business. There is less paper work involved when it comes to end your business from a free zone.Offshore is another type of business setup offered in Dubai and has been very famous. Offshore means a business entity setup outside of the resident country in an offshore jurisdiction. Dubai offshore jurisdiction provides number of benefits to your business in terms of asset protection, tax optimization and business expansion. Businesses setup in Dubai offshore jurisdiction must abide the offshore companies rules and regulations and is not allowed to trade inside the offshore jurisdiction.To sum up, after making decision with the kind of business you are willing to start in Dubai you need to deal with the concerned authority. The best way is to hire a professional help. You will be able to find number of consulting firms who are willing to help you deal with the paper work and the authorities. You will be asked by regulating authorities to provide different documents and submit paper work.Here are few steps you may follow, first of all do research and decide the type of business you are willing to embark, choose jurisdiction and follow through. It is recommended to get the help from a professional when it comes to business setup in Dubai. Ready your paper work for the licensing and get a guide on licensing terms and conditions as there are certain activities you are allowed and certain activities you are not allowed to perform. There are license you can choose which allows multiple business activities.

When To Buy Into Fashion Trends

One of the golden rules when buying a trendy fashion garment is to exercise caution because trends are short-lived. You should beware of micro trends in particular because they are usually only around for a season, sometimes less. Ideally, you should buy a trendy item early on in the fashion cycle before it hits the mainstream before it is considered, in fashion circles, to be on the way out. The time to buy into a fashion trend is when the celebrities and models are seen wearing it. The problem is that new up-and-coming trends are hard to get hold of before they hit the mainstream. If you do manage to find a garment demonstrating the latest cutting-edge trend in a fashion-forward boutique then you are likely to pay an arm and a leg for it.The time to wear a fashion trend is when it first hits the mainstream, in other words, when you first start to see it featured in the fashion editorials of magazines and in middle range clothing stores. A middle range clothing store is one that is not a department store or a high-end boutique but one that specialises in fashion garments and accessories. Large department stores selling items other than clothing such as home wares and foodstuffs should not be discounted out of hand, however, as they sometimes carry a fashion-forward line or two which is of good quality but at a reasonable price. Before going out and buying a trendy fashion garment or accessory you should take a look at the trend predictions for the upcoming season in the fashion mags. Fashion magazines will give you a good idea of what to look out for when you are shopping.The other time you might want to buy into a fashion trend is when the particular trend suits your body shape. If a trend suits you, you can go wild unless the trend is an outlandish one. Bubble-skirt minis are a case in point. Even though this trend periodically rears its ugly head, it is not, nor will it ever become a classic and most people look mildly silly wearing them, regardless of how model-esque they may be!

Google AdWords: How To Save Up to 50% On Your Google Ad Spending

Google does not want you to know these tips on how to save money on AdWords. But, they are easy to use and they can save you up to 50% on your ad spending.Warning: 97% of businesses fail to get results on Google AdWords I have been in advertising for over 30 years and I do not know of any other advertising medium that consistently fails at such a high level for advertisers. This is a miserable record of failure reported in Entrepreneur Magazine’s book, “Ultimate Guide to Pay Per Click Advertising by Richard Stokes.” Of course, Google promotes their successes and not all those failures. Regardless, it is a warning that the money you spend on AdWords is more than likely going to be a complete waste.Before you invest in Google AdWords, here are two key tips:1. If you are selling a low-priced item on Google, it will be incredibly difficult to get a positive return on your investment. The reason is that your price or cost per click will be too high.2. If you are trying to create awareness of a problem, do not use Google AdWords. Think about the mindset of your prospect. An AdWords ad must connect with an accepted belief the prospect has about that topic; specifically a problem he or she wants solved. Ideally, your ad will connect to that prospect by providing the solution. If the prospect does not believe he has that problem you are solving, your ad will not make a connection.Once you decide to invest in Google AdWords, here are four more key tips:1. Do not pay for keywords where your business organically appears on Page 1.
After you have created a list of keywords, do a Google search on each one. If your business appears on Page 1 of these search results, you do not need to pay money for that keyword. People use search to find organic results not ads. If your business is listed organically, do not waste money on AdWords.2. Only use the Google search network when setting up your campaign.
You want to give your business the best opportunity for success. If you can not get a positive return from a pure Google search campaign, the likelihood of achieving a positive return on these other networks is diminished. There are tricks to make these other networks work, but it takes a lot more time and effort..and still may not payout.3. Phrase and exact keyword matching have significantly more value than broad matches.
Broad keywords are entered into Google AdWords without any punctuation and allows for the words to match in any order, for plurals and for synonyms. Phrase keywords are enclosed by quotation marks so that phrase must match to a search. Exact keywords are enclosed using square brackets and only get matched when people search for those specific words.Phrase and exact keywords will have less traffic but better click through rates. This means you need to closely monitor your broad keywords as they will eat up your budget quickly. One method of slowing this spend down is to reduce the price for broad keyword to be one half of the AdWords suggested price to be on Page 1.4. Negative keyword matching is critical in setting up your account.
At the bottom of the AdWords keyword page you will find the words “Negative Keywords.” Negative keywords allow you to eliminate words that you do not want to include in your matching. For example, words like “free,” “templates,” and “keywords” are common negative keywords.Reality BitesThere is the famous quote: “Half the money I spend on advertising is wasted; the trouble is I don’t know which half.”When you start testing Google AdWords, you will only wish that only half your advertising is being wasted. In fact, it is a sad reality that 100% of your spend on Google AdWords will be wasted.One alternative to consider is using mobile advertising since the cost per click is significantly less expensive. For perspective, you can buy mobile ads for as low as 5 cents per click! Google owns that space as well, with AdMob. While it is similar to AdWords, it is a whole new ballgame to master.

How Mutual Fund Distributor Is Different From an Investment Advisor?

When it’s about differentiating both of them it’s quite difficult to do, as both assist in making investment decisions. That involves choosing MF schemes as well. Both are the enrolled entities and managed by the different regulatory body. As the Mutual Fund Distributor is under and controlled by AMFI ( The Association of Mutual Funds in India). And the Investment Advisors are controlled by SEBI (Securities and Exchange Board of India).Before moving on first understand a difference lets discuss that who are mutual fund distributor and investment advisor is?Investment Advisor- A Investment Advisor is an individual or group who give financing and investment advice. Even manages securities analysis in return for a fee, whether by direct administration of client assets or by written publications. If he has sufficient assets to be enrolled with the SEC is recognised as a Registered Investment Advisor or RIA. Investment Advisors are also known as “Financial Advisors”. He/she do an evaluation of the investor’s assets, liabilities, income and expenses and advise investment plan.Mutual Fund Distributor – They be person or entity facilitating in buying and selling of MF units to the investors. They earn income in the form of commission for bringing leads(investors) for investing in MF schemes. He/she is expected to know the investor’s situation, risk profile and suggest suitable investment plan to meet the investor’s demands.Getting a commission never means that a Mutual Fund distributor is allowed to trade the MF scheme to the investors just to get a commission. Well, the regulations are very severe in this respect.Now let’s discuss 8 points which help in differentiating between a Mutual fund distributor from Investment Advisor.

Paying mode for advice

We all know that mutual fund distributor is enrolled with AMFI, they are usually the executors of your investments. The investor asks the mutual fund distributor to buy/sell MF plans for them. From doing so the AMC gives commission to the MFD. To avoid mis-selling of MF plans the SEBI has directed AMCs. To pay only trail commission by utilising the trail-only model. Also, not to give any upfront commissions or upfronting of any trail commissions straight or secondhand. Even the contests or sponsorships would be recognised as an upfront payment. These investment advisors normally charge a fee rather than get commissions from AMC. So with this change in the industry investors.

Depositary Duty

Distributors differ from advisors in the sense that advisors are bound by depositary duty. That implies they are committed to giving investors with honest advice, while distributors are bound by no such promise.

Examination and Certification

The examination exam for both mutual fund distributor and investment advisor are different. For MFD get a valid certification by the National Institute of Securities Market(NISM). By clearing their certification examination NISM Series V-A: Mutual Fund Distributors Certification Examination. For Investment Advisor a person needs to clear both the levels 2 levels:

NISM-Series-X-A: Investment Adviser -Level 1

NISM-Series-X-B: Investment Adviser -Level 2

The mutual fund advisor must have a certification in financial planning.

Advisers can advise but not distribute

An MFD has a plus point that they can advise for the best MF schemes. They assist an investor to understand the benefits of mutual funds, types of MF and risk factor. They also guide the investor about the MF investment and meet the investors demands. After that, they ask the investor to invest money in mutual funds. They keep distributing the mutual fund’s plan. The Investment advisors give advice on which MF to invest but cannot work as a distributor. Their duty is just to advise. After that its investors choice but distributor make sure that investor does invest in mutual funds.

Duties differentiation

Apart from this, the central focus of a mutual fund distributor is the distribution of the funds. Whereas the job of a MF, the advisor involves various other duties.

Helping the investor change his/her portfolio

Record-keeping

Evaluating risk-taking capacity funds

Choosing the right investment option

Direct plan vs Regular planA Mutual fund distributor will give Investor regular plan and ask them to invest in the same. But the Investment Advisors advice an investor to invest in direct plans. In past the MF had to be purchased under the guidance of distributors, there wasn’t any different option. But in January 2013, SEBI mandated the AMCs to begin direct plans of the mutual funds. This enables the advisors to not only advise investors but also assist them to invest in direct MF plans. Direct plans have a more economical expense ratio than the regular plans. So while distributors may fascinate you towards the regular plans for their commissions, advisors will not.

Take into outline their level of gathering relevant information differs

Recognizing the necessity to find general information about your financial profile, is the base of good financial planning. It is consequently necessary to guarantee that the person you’re trusting with for finances, is interested to ask important questions. Like about your goals, income, expenses, long and short-term goals, assets, liabilities, tax status etc. They must also offer need-based plans to reach your financial goals, rather of product-based advice. While MFD is likely to discuss your demands with products they are commissioned to market. A financial advisor is expected to offer unbiased advice to fit your necessities.

Discussing the factor of risk and returns

This factor is usually discussed by the advisor in a great manner than the Investment advisor. He/she will discuss the risk factors for MF I.e high, low, moderate etc. Then he will look out for MF scheme performance in past years. After that will suggest you invest in the plan. The investment advisor will ask the distributor to convenience the investor to invest in plan particular MF plan they are looking for just to meet their financial need. An advisor would be more interested in evaluating your risk appetite. Also, setting the proper expectation with concerns to returns on investment.ConclusionIt’s quite difficult to say that a mutual fund distributor is necessary or adviser. Both are an important source for the right investment in mutual funds. From the MF regulation view- all persons including companies, who get AMFI certification number (ARN), are mutual fund distributors, from the highest to the smallest. In the way of distributing the MF schemes of different AMCs, they also need advice in many ways – scheme selection, asset allocation, tax planning etc, all in the scope of MF schemes. So its all investor choice that he directly wants to contact a distributor or want advice for mutual funds.’Invest today – Enjoy tomorrow’!

Health Care Management – The Force Behind Your Health

Health care management is extremely important in the future of the world’s health care, and not just specifically in this country. It is from health care management schemes that most of the future medical professionals will emerge fully trained and ready to help resolve the differences in health care that currently blight the United States. At the moment, those that do not have health insurance are suffering as a result of rising health care costs because there is no way that they can afford to pay for any treatment that they need. Health care management is currently training the next generation that actually may be able to change the world and the nation’s health for the better.Health care management is extremely effective and is growing by the day. It can be extremely influential and find the best doctors and nurses for crucial roles within the health care system. The amount of positions available to be filled by health care management are also growing by the week because supply is often a good deal smaller than demand. As a result, there are great opportunities in the field for graduates and those that are training at the moment. Careers offered by health care management are highly rewarding, both financially and personally because you actually get to help people. The leadership roles that are offered mean that you actually get a say, however small, in how this country’s health care system is run. By ensuring that everyone gets proper treatment, and the treatment they deserve at that, things may really improve within the health care system itself.Health care management training can often lead to jobs in various medical institutions, from hospitals to clinics to health insurance. Many Health Care Providers professionals work in the latter to ensure that everyone gets the cover that they need and can afford. It may even lead to work in research centres and thus an individual can help improve the world as a whole by developing cures and treatments that do not exist at the moment. The work is extremely demanding but also completely worthwhile. In fact, it is more rewarding than most other careers out there at the moment.To be successful in health care management, you have to be very dedicated to the profession itself. It can be very stressful at times but is completely worth it when you look at the rewards on offer, on a personal level as well as on a humanitarian level. There are also chances to progress, which will give an individual more influence and ability to change the world. Is that not the point behind health care management in the first place?

How Universal Health Care Impacts Medical Debt Collections

The health plan that President Obama is proposing is going to be efficient and effective. In order to be efficient it would have to be streamlined and working well, for example, there couldn’t be loads of bad debt sitting on the books. In order to be efficient, the bad debt would have to be collected and always try to be up to date or very minimal. Currently 5% of hospitals gross revenues are written off to bad debt and charity and this is before the implementation of the health care plan.Some collectors have told me that they are worried that third party collectors or collection departments receiving payments through the proposed plan may take longer than an outside insurance agency or a personal payment could take to get paid. As debt collectors we are used to slow payers but always working on new ways that payments can be obtained more quickly rather than slower. With this new program, many collectors are worried that payments will be slower which we will be forced to accept since it is a government program. On November 25, 2008, InsideARM said that “Debt collectors who currently specialize in medical receivables shouldn’t expect fewer accounts, but the balances forwarded to them by clients may be smaller.” According to Kaulkin Ginsbergs Health Care Analyst Michael Klozotsky, “Just because you insure more people, it’s not going to drop people’s co-pays and deductibles”.According to Paul B. Ginsburg, Ph.D, “For payment reform to reach its potential, Medicaid programs and private payers of medical care such as insurance companies should participate in developing new Medicare payment methods and follow them to the extent possible. Many health care providers have substantial market power and the ability to offset Medicare payment reductions with increases for private payers, so creating payment structures that are uniform across payers can increase the potential of payment reform to change provider behavior. If a public health insurance plan is a part of health reform, then an all-payer rate-setting structure could help establish a level playing field for all health insurance plans.”The White House.gov website says, “The President has vowed that the health reform process will be different in his Administration – an open, inclusive, and transparent process where all ideas are encouraged and all parties work together to find a solution to the health care crisis. Working together with members of Congress, doctors and hospitals, businesses and unions, and other key health care stakeholders, the President is committed to making sure we finally enact comprehensive health care reform.”The Administration believes that comprehensive health reform should:o Reduce long-term growth of health care costs for businesses and government
o Protect families from bankruptcy or debt because of health care costs
o Guarantee choice of doctors and health plans
o Invest in prevention and wellness
o Improve patient safety and quality of care
o Assure affordable, quality health coverage for all Americans
o Maintain coverage when you change or lose your job
o End barriers to coverage for people with pre-existing medical conditionsWhat does it mean for your business if this health care plan protects families or consumers from bankruptcy or debt due to the costs of maintaining their health. How will consumers avoid the debt of health care costs to stay healthy when they cannot afford it? I am all for helping consumers stay out of debt, but have concerns about how this new bill protects consumers from the debt of medical bills and how will this affect third party collectors.Small businesses are an important source of job growth in the United States. Firms with fewer than 20 employees accounted for approximately 18 percent of private sector jobs in 2006, but nearly 25 percent of net employment growth from 1992 to 2005. Many collection agencies are small businesses, and have many questions on how this plan will affect how they collect debt, how much debt they are able to collect and how much time they will have to wait to get paid if they get paid at all. Recently, during my consulting calls I was working with someone who is considering starting a medical collection agency and is worried there won’t be a demand for his services or any debt out there to collect based on this healthcare plan. In my opinion medical collectors should not worry about repercussions of the Universal Healthcare plan, there will still be plenty of work.You can take steps now to prepare for this new plan, consider how you accept other government payments or deal with their offices and this may be similar. Set up policies and procedures now to use when the plan goes into affect. Once you start working with your policies when the plan is in place, you can tweak it to fit your billing and accounting practices. Just talking about it with your employees will help everyone to feel more comfortable with the plan once it is in place, everyone will have heard about it and will have an idea on how to handle those accounts immediately. The more efficient and effective you can be, the quicker you may get paid. Agencies can also assist with the insurance collections and will find an increase in that line of business, the providers will find it hard to educated, train and hire staff to deal with the additional follow up and if they move or shift workers from dealing with self pay accounts this would not compensate for the increased workload of collecting from the insurer. As one reader stated, “Anything the Government gets involved in becomes more complicated and complex, clients will need their collection agencies to help them deal with this even more.”Free enterprise will always prevail. The insurance companies that are out there now, aren’t going to go away once we have this new healthcare option. The biggest impact I have found that debt collectors foresee with this new plan is how slow they may be paid or how slowly their clients may be paid. Start working with your medical clients and help them work with their patients so that they can serve as an advocate and show empathy for each individual situation and help them to work on a realistic payment plan – your job as the collector – enforce that payment plan. The longer you wait, the worse off you are – catch accounts that need help early and you will be ahead of the game.

There is an excessive amount of traffic coming from your Region.

#EANF#

An Inside Look at the Importance of a Smile in Sales

If you’re in sales, then you’ve probably heard all sorts of advice, from “don’t oversell” to “focus on solving problems.” However, one of the best pieces of advice that many forget is to smile! After all, your smile is one of the first features people notice about you, and it plays an essential role in the first impression you make. Keep reading to learn all about the importance of a smile in sales (as well as how cosmetic dentistry can help!).

Smile: Your Sale Depends on It!

Knowing your product and knowing your audience are key in sales. However, you don’t get far if your client doesn’t trust you or believe you. That’s why it’s so important to make a good first impression! Here are a few ways a smile can help:

• Smiling is more powerful than you might think – One study found that smiling has the same effect on our brain as $25,000 in cash!

• Smiling communicates your state of mind – Smiling is a non-verbal cue that you are happy to be where you are, that you are confident in your product, and that you are ready and willing to help.

• Smiling creates a ripple effect of positivity – Have you ever seen a friend yawn and done the same? Or seen someone take a sip of water and immediately realized you’re thirsty? Thanks to the mirroring neurons in our brains, we naturally mimic the behavior of those around us.

But What If You Don’t Like Your Smile?

If you don’t like your smile, don’t worry – that’s where cosmetic dentistry comes in. Whether you’re struggling with misaligned, misshapen, cracked, or otherwise imperfect teeth, your smile goals aren’t out of reach. The first step? Scheduling an appointment with a skilled cosmetic dentist. For both my father and myself, providing high-quality, personalized, and judgment-free dentistry is a passion. There’s truly nothing better than seeing someone walk out of our office with a dazzling, confident smile! So, don’t wait to make your dream smile a reality – it could make all of the difference when it comes to your personal and professional life!

Where to buy beautiful rugs, floor mats and more.

Where to buy beautiful rugs, floor mats and more. Including unique t-shirts, dresses, bags and artworks. All in one website with free shipping worldwide!

QueenNoble.com is the exclusive online art gallery and home décor online store where items were designed by artist QueenNoble Dr. Elle Ramirez. You can get all your home decorating needs in one place without worrying the shipping fee. You can collect all her original art pieces and open editions from your comfort zone in just few clicks. All original artworks will be shipped straight from the country of exhibition with free shipping worldwide. Home décor on QueenNoble is not your usual home decoration items. Every items were designed by QueenNoble Dr. Elle Ramirez exclusively made from handmade paintings turned to manipulated photos to make stunning designs for every home décor items such as the rugs, lamps, wall decors and more. Of course the original artworks of QueenNoble are all available to every collectors who collect only original artworks. The prints are premium quality, framed and ready to hang for everyone’s convenience. Rugs, lamps, pillows and others are designed by QueenNoble, and then manufactured by partnered companies in Europe and in The United States.

The artist And Designer QueenNoble

Dr. Elle Ramirez also known as QueenNoble is an American international fine arts artist, designer, sculptor, photographer and an author. Dr. Ramirez creates rare textured and embossed abstract artworks from wall sculptures to embossed paintings. Her career began from year 2006 up to this present day. (See Wikipedia.)

QueenNoble is known for her textured and embossed abstract artworks mimicking planets, natural stones and rocks, abstract engraved portraits, several monochromatic and vivid concepts.

“Live Minimal” is one of QueenNoble’s art books released year 2021. (See Google Scholar Books)

QueenNoble is also an author of several mental health books like “Quarantine: The Challenges During Quarantine and How to Keep Our Sanity”. QueenNoble is also the author of the Novel called, “The Cart Season 1”. (See more on Amazon)

One Of A Kind Products You Can Buy On QueenNoble

One of a kind luxury collectibles with certificate. Unique items designed and curated by QueenNoble Dr. Elle Ramirez are now available on the official website. One collectible is to one collector or owner. Collectibles can be a wallet, bag, a piece of art, a furniture, a dress or a shirt and more. A first come first served basis. Handmade with love and attention. Own something that no one has in the entire world. Only on QueenNoble. What will you get on the top of that? You will receive a certificate of authenticity upon receiving your item. Free shipping worldwide. Free repair and replacement in case of a major manufacture error. Most items are handmade and are genuine leather so slight imperfections are visible which are the signs of most genuine leathers in the market. Varieties of items and vast selections although items are very quick to be sold.

Who does not want a one of a kind item? It is really disliked to run to someone with the same exact dress in an occasion or a business meeting! Now on QueenNoble not only original hand-painted artworks are available now you get to wear an art yourself anywhere and anytime. Display a furniture or a décor and be asked by a friend or a colleague, “Where can I buy one?” and of course the answer is “You can’t buy that in the market.” Because It is only one!

What happens after you buy a one of a kind on QueenNoble? The price increases yearly for 10 years. What an investment for yourself or a luxurious lifetime gift for a special someone!

From the author’s words:

If you are a collector and a shopper, QueenNoble is definitely where to go specially if you are looking for unique designer’s décor such as rugs, comforters, bags, wall art etc. A lot of selections to choose from. The designs are contemporary and modern. In one look you know where the products are from since you can only find them on queennoble.com. The processes are also very convenient and shipping is fast worldwide.

I bought a one of a kind bag. When I received it it came with an envelope consisting the certificate. The leather bag is stunning. Fast shipping and free delivery. They also offer free repair in case there is a manufacturer error for free.

Note also that if you are a merchant you can sign up on their trading program. There is a 15-30% commission. Less work for you all you do is share the url of the product and your designated coupon code which you’ll receive when you sign up and you get paid everytime someone uses your coupon code. Sound interesting right? Copy code, share url and code on your social media and earn as you go.

QueenNoble is also on Saatchiart, Artmajeur, Singulart Galleries. On QueenNoble’s original artworks, all artworks with certificate of authenticity will be shipped straight to the collector from the current exhibited country and also free shipping worldwide.